Archive for November 19th, 2008
Nov
19
Negotiation tips for debt settlement?
Posted by: | CommentsKeninho asked:
I’m about to negotiate with a collector on a debt. I want to either make monthly payments or a reduced lump sum. What’s the best thing to say to the collector (without blatant lying) that’ll make the collector more agreeable? Also, what is the best time of the week or day to call?
Nov
19
clubberz1951 asked:
After a divorce, my debts with credit card companies, especially with new increased minimum payments are unachieveable, and I’m looking for relief – these companies claim that,for a fee, 15% of the negotiated total = typically 50 – 60% of the original balance, they will negotiate with the credit card companies and you pay the lesser amount, something you can afford – are they for real and do they work?
